A Deficiency Judgment is where you have sold your house and the proceeds were insufficient to fully payoff your loan. In this situation, the bank will seek a Deficiency Judgment against you for the sums that were deficient in paying off your loan. This generally…
Some homeowners wish to stay in their home, but simply cannot meet the financial demands of their mortgage. In this instance, the homeowner may be eligible for what is called a, Loan Modification. A Loan Modification is essentially a legally change to the loan instrument…
Credit card companies constantly offer credit to anyone they can, more prevalent, they target those individuals who have little or bad credit in attempt to assist with fixing or creating credit, but at the same time, leave risk for further downfall into bad credit. What…
Hello, my name is Terri and I am one of the assistants at SHAMY, EL FADEL & MAHONE. I have been working in this field for just under a year, and i love my job. Prior to this i worked in the medical field.…
No Fees if we do not collect a settlement, judgment or verdict for you. When a dog bites someone, the physical and emotional injuries that result can be very serious and traumatic. The dog bite victim is entitled to compensation under Florida Law where they…
Many professionals, a doctor, lawyer, engineer, chiropractor or scientist, including other professions, are solicited by insurance companies and agents to purchase disability policies. In exchange for a payment of a monthly or annual premium, the insured receives coverage by the insurance company stating that in…
Notwithstanding the fact that custody has been granted to one of the parent, the non-custodial parent is responsible for child support. The difficult part is determining what amount is reasonable to be expected from the non-custodial parent. There are simple math formulas used to structure…
Prenuptial, also known as antenuptial, agreements are contracts entered into by and between husband and wife that dictate how assets are distributed among the parties in the event of divorce. These agreements can be prepared at flat fee rates in most cases, and are crucial…
Uncontested divorce means that both parties have agreed to the terms of the divorce. This includes the child custody, support and visitation, alimony, and distribution of the assets. In these cases, SEM Law Group will solely prepare an agreement that is filed with the Court…
Being sued, whether for failing to pay a contract, your mortgage, a credit card, or for products or services, is an extremely stressful experience particularly when you are being sued by an intimidating entity, like a financial institution. The attorneys filing the lawsuit against you…